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buying an engagement ring

Did you know that the average engagement ring budget in the country within the last year climbed to a minimum of $10,000? This minimum budget for buying an engagement ring has significantly risen from the 2019 average of approximately $7000.

Why are people rushing to get their hands on the best engagement ring? Asking your true love to spend the rest of their life with you is a monumental step.

Therefore, you can never show up empty-handed. Even if you romantically get down on one knee, you need something to show for it. Choosing the right ring from the best jeweler can be a lengthy process.

It can also be too expensive if you are not careful and get carried away. Here is all the information you need to know about questions to ask when you purchase an engagement ring the next time you pop over to your local jeweler.

1. Why Buying an Engagement Ring Matters?

Popping the question can be extremely daunting for many reasons. As you are ready to hop down on one knee, you must have the best engagement ring in your pocket.

Even though you are confident that your partner will say yes to your love, it is always worth investing in a rock that will blow them away. An engagement ring is a proud symbol of the love you profess to someone.

Think about it like a souvenir they carry around for the rest of their lives. The engagement ring would always remind them about how you courageously proposed to them.

They will fondly look at their ring and get butterflies in their stomachs while thinking about you and how excited they are to spend the rest of their lives with you.

When you grow old and have children and grandchildren together, they may fondly use your ring to conduct their own proposals. Think about how much it meant to your grandmother when you presented her engagement ring to your future bride as a gesture of eternal love.

Engagement rings are fascinating investments because they have so much sentiment. Otherwise, you can still significantly make your money back if you need to sell it down the line for whatever reason.

2. How Do I Shop the Right Way?

Buying an engagement ring does not have to be rocket science. Even though you are tempted to spend a lot of money, you must think about the perfect symbol that defines your relationship.

There is no reason to get a ring that the Kardashians are flaunting on their hands. You will come across plenty of rings that can fit any budget. However, rings are now very intricate and detailed.

Therefore, it is up to you to do some research before visiting your local jeweler. Then you can pick their brains and ask questions to help you choose the right types of rings without breaking the bank.

You must consider finger sizes, stones, metals, and settings. The best jeweler will have spent years crafting designs to help you find the best for your budget. It is necessary to have a clear understanding of your partner’s aesthetic interests and style before choosing a ring.

Then you also need to understand the different types of gemstones and their shapes and colors. Designers make an almost infinite variety of engagement rings. Each of them has its own characteristics and style.

This is why choosing one to express your personality and individuality is tricky. It is up to you to ask the right questions to ensure you take advantage of your local jeweler’s knowledge and expertise.

Then you can easily find a ring that speaks to you when a professional can guide you through the process.

3. How Much Can I Afford?

This is the most fundamental question that most couples ask before shopping for an engagement ring. After all, you would not buy a car unless you had a budget.

The same goes for engagement rings. You must consider stone carat sizes, designers, and other aspects of the engagement ring, especially if you want it to showcase your personality.

You need to have a serious discussion with yourself and/or your partner to decide how much you are willing to spend. Otherwise, you may end up in unnecessary debt with marital issues before the wedding.

Remember that an engagement ring is an investment that your partner will wear for many decades. Unless you split up for any reason. Many people will pass their rings down to their children as well.

This is because an engagement ring is a powerful representation of the love that endures. It connects families while bringing in new members. Therefore, you need to spend enough to make it a valuable investment that will stand the test of time.

It is up to you if your budget is too tight and you want to put the money towards your first home together instead. Ultimately, this is a very personal decision only you and your beloved can make, depending on your priorities.

4. Do I Love the Style?

After settling on a budget that does not cause a massive dent in your wallet, the next most essential question to ask is whether your local jeweler has your favorite style.

This is because engagement rings come in numerous varieties and styles. You can find some that are different sizes and made of gold or platinum. Many will also have diamonds if you are into those.

Knowing the style of engagement ring you want before visiting the jeweler will give you an upper hand. Then you will not get swayed by more expensive rings that a salesman might try to pitch to you.

You can easily stay within your budget and focus on the unique style you want. Although this is easier to do together, many couples like the element of surprise during proposals. You may wish to propose to your partner without them knowing that you are buying a ring.

Then it is up to you to keep your ears open for anything they might say in passing about the type of ring they like. Alternatively, you can ask your partner’s friends to provide some insights by secretly doing recon work for you behind the scenes.

5. Does My Finger Fit?

Although thinking about the ring size may not be the first thing that comes to mind when shopping for an engagement ring, it is a crucial aspect to consider.

If your significant other does not go shopping with you, you may struggle to buy a ring that fits. This can also be tricky because many people do not know their ring sizes.

You may also have difficulty measuring your partner’s ring size without them catching onto your plan. One of the best ways to find your partner’s ring size is by secretly borrowing one of their other rings.

It would be best to take one they do not wear often, or else they will know you temporarily stole it. You must bring this to the jeweler, and trained staff can measure the size using their special tools.

Then you can secretly return the ring where you found it without your partner knowing. Even if you buy the ring and get the incorrect size, it is not the end of the world. Most jewelers will have in-house teams and design partners skilled at resizing rings.

6. When Can I Pop the Question?

Many people wonder when the best time is to pop the question because it is such an important thing to decide. This is because some rings can be bought on the spot.

There is no golden rule that you need to buy a highly personalized ring that requires a long time to make and deliver. If you are happy with a ring you see in the shop, you can buy it immediately and propose to your partner as soon as you get home.

However, if your ring is custom-made and needs time to arrive, you will need to wait until it is ready before popping the question.

Remember that things like engraving can take some time, so you should always push back your proposal date until the ring is ready. Otherwise, you may have to opt for a regular ring in the shop if you cannot wait to propose.

7. What Is Color, Clarity, Cut, and Carat?

Color, clarity, cut, and carat make up the 4 C’s you need to think about when shopping for an engagement ring. They represent the different scales on which all diamonds for engagement rings are classified and ranked.

When you brush up on these terms, you can better understand what your local jeweler is talking about. They will use these terms quite often. Therefore, it is up to you to familiarize yourself with them so you do not look confused at the store.

8. Should I Special Order the Ring?

Remember that every ring is different. Even if you buy them from the same jeweler. Some rings can be purchased immediately at the store, while others may need to be ordered.

Custom engagement rings will take some time to arrive, especially if you want something special engraved. Therefore, you should always do your homework in advance and make your plans to know when the best time is to propose.

The minute you find a ring you like, you should ask how long it will take for delivery. For instance, a ring may not be ready for weeks or months. Then you may need to rearrange your plans or pick another engagement ring.

9. What Sizes Are There?

Most jewelers carry a standard range of sizes. However, you can always find smaller or larger rings than the usual ones in stock.

When buying an engagement ring, it is always best to ask about sizing options. This way, you can ensure that you always get what you want.

10. Can It Be Modified?

Your engagement ring is a lifelong commitment. No matter how much you love it today, you never know what the future holds. Someday, your spouse may want to alter the ring or upgrade it to something bigger and brighter.

This is where you may think about adding more stones for that extra sparkle. These options are possible. Therefore, you should ask your jeweler about the upgrade options they can provide down the road.

11. Should I Engrave?

Engraving a ring is a personal choice. If you want to add a touch of yourself by engraving, it is always possible to ask your jeweler to arrange this.

You can engrave the outside or inside of your ring band with ease. But you should ask your jeweler how this would affect the design.

12. What Are My Payment Options?

Remember that engagement rings are a large purchase and investment. Therefore, many jewelers might offer payment plans to help you avoid paying the entire sum upfront.

However, always check with your local jeweler because the rules and policies about payment options can differ from one business to another.

13. What Is the Exchange Policy?

Sometimes engagement rings get damaged, or the people buying them change their minds about what they want. You should speak to your jeweler to exchange or return the engagement ring.

Always research their return policy. Then you can rest easy knowing that you have options instead of losing all your money.

14. How to Clean?

Engagement rings can withstand a lot of wear and tear. However, remember that they are delicate and not invincible. You need to keep your ring safe from saltwater, sunscreen, sweat, and humidity.

Otherwise, you may accidentally tarnish your ring. The best way to clean engagement rings is at home with a soft baby toothbrush. Then you need to add some soap and warm water.

However, it is always best to ask your jeweler this question so that they can recommend the safest cleaning method. Remember to also get your ring professionally cleaned at least twice a year.

Find the Best Engagement Ring Today

Now that you know the best 14 questions to ask while buying an engagement ring, it is time to go shopping. Do not be afraid to write these questions down.

They should be used as a checklist while you shop for the perfect ring. Contact us today and we can help you find the best design to showcase eternal love unlike any other.

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Our Happy Customers

Finer Custom Jewelry
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Harmony GreenHarmony Green
23:13 01 Apr 24
Shimon is absolutely amazing at what he does and such a pleasure to work with. We had a custom wedding band made to complement my center stone and the design is quite unique. My fiancé was very apprehensive and worried about not going with a classic wedding band but we both couldn’t be happier with how it turned out! Going to be hard not to wear this for the next few months! 😅
Dylan KuchanDylan Kuchan
21:42 19 Mar 24
Shimon was absolutely amazing. He not only was professional and courteous, but was understanding of my questions and made my visits very easy. Would highly recommend his services at Finer Custom Jewelry.
Alana VAlana V
22:15 18 Mar 24
We had a wonderful experience creating a custom engagment ring with Shimon. Shimon took the time to truly show us our options and helped shape our vision throughout the process.Shimon did a phenomenal job finding the perfect unique stone including similar stone options so we felt confident in our choice. It was such a fun process exploring our options and designing the perfect ring. Shimon is truly a master of his craft!
Ena DuriezEna Duriez
19:48 18 Mar 24
I absolutely love their jewelry, they have beautiful pieces. Highly recommend 👍
Monica J HairMonica J Hair
19:50 15 Mar 24
I had a custom bracelet made by Shimon and his team. From start to finish the process couldn’t have been more seamless. Genuinely a pleasure to work with Finer Custom Jewelry
Steven TocciSteven Tocci
02:32 07 Mar 24
Just got a new watch and needed a link removed. I found this store on Google and decided to stop in and see if they could help. Shimon doesn’t typically do watches, but he didn’t hesitate to stop what he was doing to help me. He took the time out of his day to help me and wouldn’t accept any payment. You can tell he takes extreme pride in his work and he will do whatever it takes to help his customers. I will absolutely be coming back and using him in the future!
Pamela SpearsPamela Spears
21:21 12 Feb 24
Shimon was very helpful, grand place finer jewelry sales. Would definitely recommend to everyone. Will definitely be back to this location
John HuntJohn Hunt
17:59 23 Jan 24
Great experience! Shimon helped me get a salt & pepper engagement ring. He understood exactly what I was looking for and the finished product greatly exceeded my expectations. Highly recommended!!
Sara TurnbullSara Turnbull
22:30 22 Jan 24
Shimon cleaned my wedding ring for me and made it look better than new. I couldn’t stop looking at it in the sun! I had forgotten its potential to shine like that. And Monica was a great help as well, they have an amazing and dedicated team 💍
DevonDevon
01:24 05 Jan 24
My fiancé and I cannot say enough about Shimon and Finer Custom Jewelry. I had an heirloom ring from my mom, and two bands that I wanted to use to create a very specific ring, the ring of my dreams. After a lot of research, we found Shimon. Throughout the entire process, he was incredible. From our very first meeting where we went over my vision, to the final product. I feel so lucky to have found such a caring and talented jeweler. You can tell he takes such pride in his work, as he should because it is truly flawless. I would recommend Shimon to anyone I know. We are so thankful to have him to make our forever ring so incredibly special. It exceeded all our expectations and then some.
Laura VargasLaura Vargas
20:26 30 Dec 23
My fiance and I had a fantastic experience going through Finer Custom Jewelry for our wedding bands. Shimon and Monica both worked to create our dream rings within our budget. Would definitely recommend if you are looking for affordable, high quality, fast, and wonderful service.
Jacquie LymanJacquie Lyman
04:17 28 Dec 23
10/10 would recommend Finer Jewelery! I needed a repair on my wedding ring, and also wanted my engagement ring and wedding band soldered together. The service was incredible and the communication was as promised. Shimon is so kind and warm and friendly! My ring came back looking brand new!
Paige DimakosPaige Dimakos
23:15 04 Oct 23
Wonderful experience and customer service. Look forward to working with Shimon in the future.
Homa NikoHoma Niko
22:23 26 Sep 23
It was very nice meeting Shimon, he was very helpful on pricing my sister's ring. Very understanding and knowledgeable on jewelry. Thank you so much Shimon.
Kyle RootKyle Root
20:13 21 Sep 23
Shimon is a great guy super knowledgeable and I will definitely be coming to him again for my jewelry needs.
Lauren Van GyselLauren Van Gysel
18:18 18 Sep 23
Shimone was SO helpful and accommodating when I was selling jewelry! 10/10 experience and will be back!! :)
Roman MendezRoman Mendez
22:55 06 Sep 23
Great place. Shimon really helped me get a great offer on my diamond bracelet
Matthew RamirezMatthew Ramirez
18:25 01 Sep 23
Shimone was a pleasure to work with. He was both reasonable and fair when it came to selling a ring that I had been sitting on for a while. I would highly recommend Finer Custom Jewelry if you’re looking to sell any pieces. Shimone will treat you well.
denise drakedenise drake
22:23 29 Aug 23
Great experience working with Shimon. He had expert ideas about how to manage some antique jewelry and was super and helping us find the right rings!
Pure Air Service AZPure Air Service AZ
18:36 29 Aug 23
Thank you Shimon for your patience with me.I called finer custom jewelry to find a diamond ring to Propose my girlfriend and Shimon was really helpful and profesional.Really recommend.She said yessssss 😊
SpencerSpencer
17:17 29 Aug 23
This place is absolutely amazing. The Jeweler Shimon did a wonderful job when pricing and inspecting the jewelry I brought in for sale. Extremely knowledgeable and very personable. recommend everyone comes here!!
Shelby KarrelsShelby Karrels
23:14 21 Aug 23
My experience with Finer Curation Jewelry was nothing short of phenomenal. Buying, selling, and creating custom jewelry can be a stressful and pressuring experience. However, from the moment I walked into Finer Custom Jewelry, I felt like a valued client. Shimon was patient, knowledgeable, and made the process so much easier than I had expected. If you are looking for a jeweler you can trust, you will find them here!
Sarah KanitschSarah Kanitsch
18:35 15 Aug 23
Amazing service! Helped immediately with the ring I had. Wonderful guy!!
Shane CsiszarShane Csiszar
23:49 07 Aug 23
Shimon was a pleasure to work with! Made the process very easy and enjoyable. We picked a beautiful emerald diamond, and I could not be happier with the quality of his work! I highly recommend Finer Jewelry!
Lauryn ScusselLauryn Scussel
03:27 20 Jul 23
Thanks to Shimon I was able to give my mom her dream Mother’s ring. It was done quickly and efficiently with great communication and a stunning product. A great company for your custom jewelry needs!!
Ryan BerryRyan Berry
17:19 11 Jul 23
Shimon was great to work with. We made a custom ring exactly how I drew it and my fianceé loved it. Will definitely come back for my ring!
Lisa HilchieLisa Hilchie
20:37 09 Jul 23
Shimon was very kind and professional. He responded quickly to my initial email, worked with my schedule to make an appointment, and took the time to answer any questions I had. I'm very happy with my decision to go to him.
Eli Garcia (ELI)Eli Garcia (ELI)
18:32 26 Jun 23
Ring came out perfect my Fiancé loved it, it fit perfect, I’d highly recommend this jeweler, also Shimon was very communicative and gave updates on the ring every chance he had, couldn’t have had a better experience.
Michael NedlerMichael Nedler
00:17 19 Jun 23
I had a big wedding anniversary coming and wanted to do something special for my wife. A friend suggested Finer so I contacted them. What a wonderful experience...Shimon led me through the process of picking an amazing diamonds as well as the perfect ring. My wife couldn't have been happier and I felt like a hero. I feel like a got an incredible ring for the money and will be back for the next occasion!
Arianna DohertyArianna Doherty
16:51 14 Jun 23
I needed to get two rings appraised and the process was easy and convenient. Shimon was able to meet with me the same week and got me the written appraisals within 3 days. I did not need to leave the items with him as some other jewelers require. I'm very pleased with the ease of working with Shimon.
Kayla ThurberKayla Thurber
02:32 16 Mar 23
I would give Shimon at Finer Custom Jewelry 10 stars if I could! He created an entirely custom ring for my fiancé just based on one Google image photo that she provided me. Before working with Shimon, I assumed I would not be able to afford a custom ring, but I was able to choose everything for the ring and stay perfectly within my budget. It was a very personal experience to create this ring and I felt heard by Shimon the entire time. (He even texted me to congratulate me on my engagement!) And he produced the most wonderful, amazing ring that will last for a lifetime! One final note: as a woman proposing to another woman, I was nervous to be judged when purchasing a non-traditional engagement ring. Shimon made me feel SO comfortable and validated. I could not recommend his services enough.
Daniel GoldbergDaniel Goldberg
00:55 03 Mar 23
My entire experience with Shimon was incredible start to finish. I came in with just an idea of what I wanted for an engagement ring. He took the time to explain the different options, settings and styles that would match my idea. Needless to say, the ring turned out beautifully and she loved it. Most importantly, Shimon was honest and fair. We will definitely be going back for all of our future needs.
Sarah RisiSarah Risi
18:47 14 Feb 23
Shimon helped me elevate my engagement diamond to a beautiful channel set band with my birthstone sapphires. I couldn’t be happier with the quality of his work!
Kyle BelskiKyle Belski
23:50 07 Feb 23
Shimon is the man! He took the time to help us design my fiancé’s ring just the way she wanted it. She now gets compliments on her ring on a daily basis. Shimon also got us a high quality diamond at a more than fair price. I recommend Finer Jewelry for all of your jewelry needs!
Aalia FuellerAalia Fueller
19:49 07 Feb 23
I’ve been working with Shimon for a year. I had all my mother’s diamonds reset. He helped me recreate a ring setting that joined my mom and dads diamonds so I have them with me at all times. He repaired many pieces and restrung my mom’s pearls. He’s a true professional and an amazing person. He and his wife have created an awesome business.If you want to design your own piece or buy one, Finer Jewelry is the place to go!
Lena GonzalezLena Gonzalez
17:10 25 Jun 22
Thank you to Shimon for this amazing diamond ring!! If you’re struggling looking for a jeweler in Arizona, you have to choose Finer Jewelry! He was very attentive to what I wanted and made me feel listened to throughout the entire process. He was truly a pleasure to work with, I could not recommend him enough!
Dania KassabDania Kassab
18:43 09 Jun 22
I’ve been looking for a yellow diamond ring for a while now and I’m so glad I foundation Finer Jewelry!!! Shimon showed me a variety of diamonds and made sure I was in love with the specific stone and shade of the diamond. Shimon made sure to educate me on my purchase which I really appreciated because I honestly didn’t know much about diamonds before meeting with him. I could not be more obsessed with this ring, so thank you so much Shimon for helping me find my dream ring!!!
Ashley BoldAshley Bold
07:24 29 Jan 22
If you are looking for a jeweler in the Scottsdale/Phoenix area, look no further. As we began shopping for an engagement ring we went to a number of different jewelers in the area but no one offered the same level of customer service as Shimon at Finer Jewelry! He was so helpful and caring throughout the entire process of designing my dream ring. I get so many compliments on my ring and it’s all thanks to Finer Jewelry!!
A DA D
22:48 24 Dec 21
I was gifted diamonds from my mother and both grandmother’s wedding rings and I wanted to make my own wedding ring with them. I was able to schedule an appointment the following day and began working on the ring design. They were so thorough in making sure the fit and design was just right by making 3D imaging and wax molds for you to see before the ring is actually made. The whole process took about a month from start to finish and you can’t beat the price! I’m beyond happy with what they made for me. It’s truly something special.
JoanJoan
18:36 14 Dec 21
After sharing our diamond CCC wish list with Shimon we sat back and waited. Shimon took us seriously and carefully watched the exchanges for "our stone". He found us a nearly flawless diamond that presented 30% larger than its weight! We then asked Shimon to craft a setting that required specially cut supplemental diamonds. Shimon's relationships with diamond cutters and his goldsmith made it possible for him to deliver our dream setting with our own "hope" diamond! Shimon is personable, very fun to work with and completely transparent. He and his stones are priceless!
Deanna HuntDeanna Hunt
17:35 04 Nov 21
Amazing experience. My favorite diamond jeweler in Scottsdale. A custom experience, fair prices, honest, top quality. What more can I say!
Candace HagermanCandace Hagerman
00:03 08 Sep 21
Shimon did an amazing job understanding what I wanted in my ring. After picking out my main stone he found two that perfectly coordinated. It turned out so much more than I hoped. Will definitely recommend and return.
Robbie BurtonRobbie Burton
23:20 03 Aug 21
I found the staff to be more than happy to assist in the design and creation of a true family heirloom. The process of collaboration with this jeweler was such a joy. Me and my family will treasure this for a lifetime. Thank you so much. A truly happy customer.
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